Mortgages to Purchase a Home or to Refinance

Using a Loan to Purchase a Home

There are a number of different loan options available to purchase a home. If you are a first time buyer, check out this page for details on the process.  Or for more detail, our loan products pages gets into detail about what is available. No matter what your situation, we will work hand in hand to go over the options and make the best choice together.  

To start the process of getting pre-approved, apply here and we’ll go over all of our options for financing, come up with a price point to look in that works for your budget and have you looking for homes.  Getting pre-approved is step 1 so you are ready to make an offer when that perfect home is listed for sale. Still have questions, don’t hesitate to reach out!

Using a Mortgage to Refinance

Refinancing is when you want to restructure your current home loan.  There are many reasons to refinance.  You may be looking to lower the interest rate, and monthly payment.  You may be looking to reduce the term of the loan to have the loan paid off by a target date. You may need to remove someone from the current mortgage and title or add someone.  You may be looking to get some cash out of your equity that you have built up for an investment in more real estate, other investments or home improvements or sending the kids off to college  Whatever your reason, we will look at all options and pick the best option for you.

The best way to start is to email me a copy of your most recent mortgage statement and let me know your goals.  We can work together on a plan.  If you like the plan I will have complete our online application to get the process started.

If you would prefer that I reach out to you, please complete the contact information and I will reach out to you shortly.